Because everyone’s situation is different we offer four levels of cover with our MaxiRider policy.
A comprehensive policy packed with a wide range of benefits, automatic extensions and protection for you and your motorcycle or scooter.
Third Party, Fire & Theft
Provides cover for certain instances of damage or loss, as well as legal liability cover.
Fire, Theft & Transit
Cover for dirt bikes, racers and motocross rides.
Third Party Only
We'll provide up to $20,000,000 cover for your personal liability and legal costs if you accidentally damage someone else’s property or injure someone while you’re using your motorcycle, or scooter. Even if you're using your ride for a work-related purpose and it's not covered by your employer's insurance.
We’ll also cover someone else’s liability for this type of damage or injury, provided they’re lawfully using your motorcycle or scooter.
Protection aganist uninsured drivers
You won’t pay an excess if the uninsured driver of another vehicle causes loss that is covered by this policy, provided you:
Can prove they were completely at fault; and
Can give us the correct registration number of their vehicle, or information we need to positively identify the driver (including name and address), and provide us reasonable help to recover your claim from the driver of the other vehicle, or from its owner.
Our Full Cover policy provides coverage when you’re riding in a club event that’s officially licensed by Motorcycle New Zealand Inc.